Endowment policies – selling your endowment

Are you considering endowment surrender? If so, consider selling instead. Endowment policies selling has become increasingly popular in recent years as a way of raising capital quickly. Selling your endowment policy allows you to recover some of the value that you’ve invested in your policy, getting a higher return than you might get from surrendering.

Endowment Policies – Selling vs. Surrender

Endowment policies were a common method of mortgage repayment throughout the eighties and nineties. Designed to incorporate a savings plan with life insurance cover, endowment policies were intended to pay off the buyer’s mortgage upon maturity, and the life insurance element would cover the remainder of the mortgage if the holder died during the term of the policy.

One way to recover value from an endowment policy that you no longer need is to surrender it back to the Life Company that sold it to you. However, this option is not ideal for everyone.

Alternatively, you can sell your endowment policy to a third party such as aap, a company that could offer far more than the surrender value for your policy.

To find out more about endowment policies selling with aap, visit the Endowment selling page.

Let's value your policy right now

To find out if your policy is suitable for sale, please follow the steps below:

1: Please select the relevant life company:

This is the life office that you took your policy out with originally. Many life companies have merged in recent times, so please check your policy document to verify you have entered the correct name.

2: Please enter the year your policy started:

This is the start date of the policy. Also known as the effective date. Normally the date your first premium was due to be paid.