Endowments

Endowments are a form of savings plan that also incorporate an element of life insurance. Popular throughout the eighties and nineties, many people took on endowments as a means of repaying their mortgage.

Many people who want to raise capital quickly give up their endowments by either surrendering them back to the company that provided them, or by selling their endowments on to a third party. In comparison to surrendering endowments, selling offers you the chance to gain a higher amount on your policy.

Types of endowments

Endowments come in a variety of different types, including:

With-profits endowments
Low cost endowments
Unit linked policies
Non-profit endowments

With-profits and low cost endowments are typically suitable for sale. aap specialises in trading with-profits endowments and low cost endowments, and to date has arranged the purchase of over £1 billion endowments helping tens of thousands of individuals to easily realise the cash value of their endowments.

aap does everything possible to make the process of endowments selling as straightforward and transparent as possible. aap can take care of all the legal paperwork and even contact your Life Company on your behalf to make the process as trouble-free as possible. So if you’re interested in selling endowments but don’t know where to start, Contact endowments specialist aap today.

Let's value your policy right now

To find out if your policy is suitable for sale, please follow the steps below:

1: Please select the relevant life company:

This is the life office that you took your policy out with originally. Many life companies have merged in recent times, so please check your policy document to verify you have entered the correct name.

2: Please enter the year your policy started:

This is the start date of the policy. Also known as the effective date. Normally the date your first premium was due to be paid.