Endowment policy surrender

This article from UKCityMedia (10th February 2007) is all about endowment policy surrender and the fact that life companies must disclose that selling endowments exists as an alternative to endowment policy surrender.

Read Watchdog is sold on disclosure

Endowment policy surrender or endowment sales?

Considering endowment policy surrender? If you need to raise capital quickly, or if your life circumstances have changed and you no longer need an endowment policy, endowment policy surrender may seem like the only option, however there is an alternative via endowment sales.

aap is the largest buyer of endowment policies. aap ensures an endowment sale is as easy as possible for policyholders. Endowment sales can generate more money for you than endowment policy surrender and the difference can be up to 35% more.

Endowment policy surrender is not your only choice. aap will value your policy free of charge, so when you decide that an endowment sale is the best option for you, make sure you contact aap instead of giving in to endowment policy surrender.

Back to endowment selling links.

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To find out if your policy is suitable for sale, please follow the steps below:
1: Please select the relevant life company:
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This is the life office that you took your policy out with originally. Many life companies have merged in recent times, so please check your policy document to verify you have entered the correct name.
2: Please enter the year your policy started:
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This is the start date of the policy. Also known as the effective date. Normally the date your first premium was due to be paid.