Selling endowments – featured articles and links

aap is committed to helping policy holders make the most of their assets by selling endowments, rather than merely surrendering them back to the insurance company. Selling your endowment policy as a TEP (Traded Endowment Policy) can often bring up to 35% more for you in comparison to just surrendering it.

Below is a list of press and Internet articles providing more information on the TEP market, selling endowments and aap’s success in the buying and selling of endowment policies.

The Scotsman

This article from The Scotsman (10th May 2003) explains the reasons why many people sell endowments, how to go about it and highlights aap – the UK’s biggest endowment policy buyer. Read more

The Telegraph

This article from The Telegraph.co.uk (13th August 2002) is all about buying on the Traded Endowment Policy (TEP) market. It provides information on buying a Traded Endowment Policy and cites the Association of Policy Market Makers (aap is a member) as a benchmark of quality assurance. Read more

The Telegraph

This article from The Telegraph.co.uk (28th March 2001) is about the burgeoning market for TEPs (Traded Endowment Policies). The article explains the attractiveness of TEPs to unit investors and quotes aap as an expert. Read more

The Telegraph

This article from The Telegraph.co.uk (17th April 2001) is about the market for TEPs (Traded Endowment Policies) and the alternative to surrender – selling endowment policies. Life companies are now compelled to make their customers aware of the alternatives to surrender and the possibility of selling endowment policies as TEPs. Read more

The Telegraph

This article from The Telegraph.co.uk (14th September 2001) explains how to sell a policy as a traded endowment and the changing climate for endowments. aap is listed as one of the leading market makers that you can sell your policy to. Read more

The Telegraph

This article from The Telegraph.co.uk (14th August 2007) is about companies that buy endowment policies as investments or to sell on the traded endowment (TEP) market. aap is highlighted as an example of one such market making company which buys endowment policies from the general public. Read more

UKCityMedia

This article from UKCityMedia is all about endowments selling and the TEP market. It focuses on aap, the endowment selling services provided and the possibility of getting more cash through selling than surrender. Read more

UKCityMedia

This article from UKCityMedia (10th February 2007) is all about endowment policy surrender and the fact that life companies must disclose that selling endowments is an alternative to endowment policy surrender. Read more

Investment International

This article from Investment International is about the trend in surrendering or selling an endowment and the potential offered by investing in a traded endowment. aap is quoted as an expert source, so if you’re interested in selling an endowment, read on to see why. Read more

The Guardian

This article from The Guardian (25th August 2007) is about cashing in an endowment, how to go about it and the popularity of sold endowments to investors in traded policies. aap is also listed as a key contact for cashing in an endowment policy. Read more

The Guardian

This article from The Guardian (25th August 2001) is about the regulations that life companies should follow to make those interested in the surrender of endowment policies aware of selling. aap is quoted as an expert, claiming that more money can be gained from selling rather than the surrender of endowment policies. Read more

FindArticles

This article from FindArticles (7th February 1998) is about traded endowments, or TEPs, as they are also known. Read about how to find traded endowments and see why aap is quoted as an acknowledged expert on traded endowments. Read more

Incisive Media

This article from Incisive Media (25th June 2007) is about endowment trading and the TEP (Traded Endowment Policies) market. aap is singled out as an endowment trading expert with over £300 million to spend on buying endowments like yours. So, you can get your cash without having to wait on finding a buyer. Read more

This is Money

This article from This is Money (11th May 2001) is about the possibilities of what you can do with an endowment. Sell or surrender? FSA rules state that life companies should make those interested in surrendering aware of the alternative option of endowment selling. aap is quoted as an expert, claiming that more money can be gained from selling rather than surrender if you have an endowment to sell. Read more

The Motley Fool

This article from The Motley Fool (21st March 2003) is about endowment sale. It advises people who have policies they no longer require, to consider selling their endowment. Selling it following a quote will always be more profitable compared to surrender. aap is listed as a recommended policy trader where you can get a free, no obligation evaluation of your policy before deciding. Read more

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To find out if your policy is suitable for sale, please follow the steps below:
1: Please select the relevant life company:
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This is the life office that you took your policy out with originally. Many life companies have merged in recent times, so please check your policy document to verify you have entered the correct name.
2: Please enter the year your policy started:
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This is the start date of the policy. Also known as the effective date. Normally the date your first premium was due to be paid.