Endowments selling

Endowments selling is an alternative option open to you if you’re considering surrendering an endowment policy back to the company that sold it to you. Endowment policies were very popular in the eighties and nineties, especially as a means of mortgage repayment.

Endowments: selling vs. surrender

Endowment selling is just one of the options open to you if you want to cash in an unwanted endowment policy. It is also very common for endowments to be surrendered back to the company that issued them.

If you’re thinking about surrendering your endowment policy, as an alternative, you could sell your endowment on to a third party instead as the sale value is typically significantly more than the surrender value. aap is the UK’s leading specialist in endowment sales, and buy with-profits or whole of life endowment policies.

aap could offer up to 35% more than the surrender value of your endowment policy, so if you are considering selling your endowment policy, get in touch with aap to see what you could be offered.

Let's value your policy right now

To find out if your policy is suitable for sale, please follow the steps below:

1: Please select the relevant life company:

This is the life office that you took your policy out with originally. Many life companies have merged in recent times, so please check your policy document to verify you have entered the correct name.

2: Please enter the year your policy started:

This is the start date of the policy. Also known as the effective date. Normally the date your first premium was due to be paid.