Endowment policies – surrender or sell?

Cashing in endowment policies is a route that many people take when faced with the need to raise funds quickly, be it due to divorce, re-financing or any other reason. However, many take what they believe to be the only route without asking themselves how to best profit from their endowment policies – surrendering or selling?

Cashing in endowments by selling rather than surrendering

Cashing in endowment policies by surrendering them to your Life Company is one option that is open to anyone looking to raise funds but it is not the most financially rewarding option. Endowment policies surrender values can be a lot lower than the price which could be received by selling them to established endowment specialists, such as aap. All you need to have is a with-profit endowment policy, taken out before the year 2000 and with a minimum surrender value of £1,500.You can receive an estimate of how much you can make from cashing in endowment policies with aap within two working days.

• You could earn up to 35% more than through endowment policies surrender.
• Endowment policies surrender is not the onlyoption when looking at cashing in endowments, if your endowment policy qualifies, aap will make an offer within two working days.

Cashing in endowments with aap

aap has a large and professional team which provides a fast, efficient and friendly service for anyone looking at cashing in endowment policies as a means of raising funds. Policyholders could make up to 35% more by selling their endowment to aap rather than surrendering endowment polices. Surrender could mean losing out on thousands.

There are a great many advantages to choosing aap’s services rather than surrendering endowment policies. aap guarantees that the price offered to you for cashing in endowments is higher than the Life Company’s surrender value.