Surrender endowment policy? Selling could be more advantageous

Are you looking to surrender an endowment policy? If so, wait. Endowment policy surrender could cost you thousands. So, why surrender? Endowment policy selling with an FSA authorised company like aap will almost always be your best choice.

Many people just like you look to surrender an endowment policy back to the life company in order to raise cash to pay off debts. Other reasons for considering endowment policy surrender include re-mortgaging, re-structuring finances or even a change of life circumstances like a divorce.

Why not surrender an endowment policy?

Selling through aap can leave you with a greater amount than surrendering the endowment policy surrender to the Life Company that provided it. aap aims to make selling as easy as possible. They will ensure you get the best amount for your policy which you are not guaranteed to get from endowment policy surrender.

You could even receive up to 35% more by selling than you would if you surrender an endowment policy to the Life Company.
Looking to surrender an endowment policy? Sell through aap instead – Find out more

TEPs – Traded Endowment Policies

TEPs are types of investments that can be sold on the TEP market from policyholders and bought by investors and market makers such as aap.
TEPs are now being seen as an attractive proposition for both buyers and sellers of endowments. In many cases, Life Companies offer less to policyholders keen to surrender their endowments than market makers such as aap.

Due to the demand for TEPs from investors, market makers such as aap can offer more to policyholders looking to sell theirendowments than they would receive from surrendering them back to the Life Company.

Find out more about TEPs