Cash in my endowment policy

You, in common with many others, may have thought, “Perhaps now is the time to cash in my endowment policy”. If this is the case then you should think beyond surrendering the policy to your Life Company and instead give consideration to a traded endowment policy.

If I cash in my endowment policy, what are the benefits?

Policyholders make regular premiums to their insurer and in return they receive life insurance cover and a tax-free lump sum. You may be wondering “what will happen if I cash in my endowment policy?” and the answer is that you have two options. You can either surrender it to your Life Company or opt for a traded endowment policy with a company like aap.

• aap is the largest company dealing in traded endowment policies in the UK.
• If you cash in an endowment policy with an offer through aap you are guaranteed to receive more than the surrender value.
• aap was established in 1968 and has been involved in over £1 billion worth of traded endowment policy transactions.
• If you decide “I’m going to cash in my endowment policy with aap” then you could receive your cash within 20 working days if the policy qualifies.

What other reasons are there to cash in my endowment policy?

A traded endowment policy through aap can result in you earning up to 35% more than by surrendering it to the Life Company. When you cash in your endowment policy you obviously want to make as much as possible and aap is committed to helping you make the most of your assets.
Many people look to cash in their endowment policy when they need to raise finances quickly and fail to realise their potential. A traded endowment policy through aap enables you to do this without losing out on potential income.