Traded Endowments

Traded endowments are investments which can be sold on by policyholders and bought by investors and market makers such as aap.

Traded endowments are increasingly being seen as an attractive investment option for both buyers and sellers of endowments. The low-risk characteristics of traded endowments ensure they are popular among investors, eager to add traded endowments as part of their investment collections.

Due to the demand for traded endowments from investors, market makers such as aap can offer more to policyholders for selling endowments than the Life Company’s surrender value.

Traded endowments mean you could receive more for selling your policy instead of surrendering it.

Trading endowments with aap is easy

In the majority of instances, Life Companies will penalise a policyholder for surrendering their policies, so many policyholders have taken to trading endowments in order to receive a larger amount for their policy.When you consider that aap can pay up to 35% more than the Life Company surrender value, it’s no wonder many policyholders choose the path of trading endowments and sell their policy through aap.

Most people decide on trading endowments because they need to raise capital as quickly as possible, perhaps to pay off a debt or to fund education or a wedding. Others choose trading endowments because they wish to re-mortgage or their life circumstances dictate that an endowment is no longer required.

Trading endowments with aap can be more advantageous than surrendering to the Life Company.

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To find out if your policy is suitable for sale, please follow the steps below:
1: Please select the relevant life company:
*
This is the life office that you took your policy out with originally. Many life companies have merged in recent times, so please check your policy document to verify you have entered the correct name.
2: Please enter the year your policy started:
*
This is the start date of the policy. Also known as the effective date. Normally the date your first premium was due to be paid.