Selling an endowment

If you have an endowment policy that you are considering surrendering, selling your endowment could bring you a much greater reward.

Some of the most common reasons for surrendering or selling an endowment policy include:

  • Repaying a mortgage or refinancing.
  • Moving house.
  • Divorce.
  • Substantial debts or possible insolvency.
  • Redundancy.
  • Inability to maintain premium payments.
  • Raising finance for specific items or projects.

Whatever your circumstances, selling an endowment policy instead of surrendering could provide a significant injection of capital for your finances.

Selling an endowment or surrendering an endowment?

Selling an endowment is not the only way to recover some of your investment from your policy, but it is typically the best way to maximise the amount you could receive. Many people do not realise that they can sell their endowment, and instead surrender their policy back to the insurance company that sold it to them.

Selling an endowment through aap allows you the potential to receive more for your endowment. Selling an endowment through aap could provide up to 35% over the surrender value.

As the UK’s biggest buyer of endowment policies, aap has years of experience in buying and trading endowment policies, and expert staff who are always willing to answer any questions or queries you may have about selling your endowment. Find out more about selling your endowment with aap.

endowment questions?

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To find out if your policy is suitable for sale, please follow the steps below:
1: Please select the relevant life company:
*
This is the life office that you took your policy out with originally. Many life companies have merged in recent times, so please check your policy document to verify you have entered the correct name.
2: Please enter the year your policy started:
*
This is the start date of the policy. Also known as the effective date. Normally the date your first premium was due to be paid.