Selling endowment policies

Selling endowment policies is an excellent alternative to surrendering a policy, as the amount you get for your policy is often significantly greater. If you have an endowment that you’ve been considering surrendering, think about selling it instead to aap.

Many people end up surrendering their endowment policies simply because they are not aware that selling their endowment policy is possible. In fact, selling endowment policies has become increasingly popular as policyholders have come to realise just how straightforward and effective the process can be.

Selling endowment policies vs. endowment surrender

Selling endowment policies can be an effective way of reclaiming value from your endowment policy. Endowment surrender is another way of cashing in your policy, where you simply return the policy back to the Life Company that sold it to you for a lump sum. This will always be less than if you sell it on to a recognised market maker such as aap.

Endowment surrender rarely offers as great a return as selling endowment policies.

With decades of experience in buying and selling endowment policies, aap is the natural choice if you’re thinking of selling your endowment policy. aap can guide you through every step of the process, and with aap you could receive up to 35% more than the surrender value of your endowment. See the selling endowment page for more details.

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To find out if your policy is suitable for sale, please follow the steps below:
1: Please select the relevant life company:
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This is the life office that you took your policy out with originally. Many life companies have merged in recent times, so please check your policy document to verify you have entered the correct name.
2: Please enter the year your policy started:
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This is the start date of the policy. Also known as the effective date. Normally the date your first premium was due to be paid.