AAP
AAP The UKs largest buyer of endowment policies

To find out if your endowment policy is suitable for sale, please follow the steps below


Endowment Selling

Surrendering your endowment policy to the life office that sold it to you should be the very last option you consider, Why? Because endowment selling could be worth a lot more through aap,  the UK's biggest buyer. Life companies are now obligated to inform you that you have a selling alternative if you are considering surrendering your endowment policy, and aap works very closely with them to ensure that the process goes through as smoothly as possible. Endowment selling allows you to transfer your endowment to a new institutional owner who will maintain it until it matures. The process is simple and trouble free, and aap will take care of all the legal paperwork free of charge. We can even contact your life company on your behalf and obtain all the information we need if you don't have it to hand.

To see how much you could receive by selling your endowment policies through aap, just fill in a few details using the form above. The most important factors when deciding if you can sell your endowment policy are:

  • The life company that issued the endowment policy

    Life companies are now obligated to inform you that you have a selling alternative if you are considering surrendering your endowment policy, and aap works very closely with them to ensure that the process goes through as smoothly as possible.

  • Is it a with-profits policy?
  • The length of time that you have held the policy
  • The surrender value you have been quoted by your life company

Can I sell my endowment policy ?

If your endowment policy has been in force for five years or more then you are likely to be able to sell your endowment, provided it has a surrender value of at least £3000. With aap, you could receive much more for your endowment than the surrender valuation you were given by your life company. Get a free quote from aap today, you've nothing to lose and potentially thousands to gain.

Selling Your With-Profits Endowment Policy

Have you decided to sell your endowment policy? If it is a with-profits endowment policy then you should be able to obtain a free valuation to sell it through aap. You will need to provide us with some key pieces of information which you can obtain from your life company. If you do not have it, fill in the quick and easy form above to get started. You can always save your progress and come back later. Selling endowment policies through aap has never been easier.