Surrender endowment

People wanting to surrender endowment policies back to their insurance companies should first make sure that they are fully aware of all their options. Surrender is not the only way to cash in an endowment policy before it matures – you can also sell your endowment to a third party such as aap.

In fact, selling your endowment could yield a significantly greater sum than if you surrender your endowment.

If your financial circumstances have suddenly changed and you find yourself needing a sudden injection of cash, selling your endowment can be more financially rewarding than surrendering it.

Endowment surrender vs. endowment selling

When you surrender your endowment policy to your insurance company you return it to them in exchange for cash. If you are thinking of surrendering an endowment policy, you should know that selling your endowment to a third party is another potentially more rewarding option.

aap is the UK’s leading specialist in endowment buying and selling, with over £300 million available to buy with-profits endowments. aap will evaluate your policy completely free of charge and without any obligation on your part. So, if you’re considering endowment surrender, get in touch with aap to find out if you can improve on the surrender value by selling your policy.

To find out how much more money your policy is worth in order to decide whether you should surrender your endowment or sell it on, get in touch with aap.

Let's value your policy right now

To find out if your policy is suitable for sale, please follow the steps below:

1: Please select the relevant life company:

This is the life office that you took your policy out with originally. Many life companies have merged in recent times, so please check your policy document to verify you have entered the correct name.

2: Please enter the year your policy started:

This is the start date of the policy. Also known as the effective date. Normally the date your first premium was due to be paid.